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Chapter 7 bankruptcy, also known as “liquidation” bankruptcy, is always a viable option for those in Fontana who need it. Should you be feeling constant pressure from the likes of lenders and creditors, and you have no idea how you’ll ever be able to escape your debts, then this type of filing may be for you. For those in situations that seem distressing, Chapter 7 bankruptcy was designed to eliminate specific debts, such as overwhelming personal loans, credit card debt, and medical bills. Though it is commonly believed that should a person file for this type of bankruptcy that they will be left with nothing, the truth is that most, if not all, assets can be safely secured while removing thousands in debt. 


For those who are interested in filing for Chapter 7 bankruptcy, certain qualifications must be met in order to determine eligibility. These requirements include, but are not limited to, your income and both the types of debts that have been accrued as well as the amounts of these debts. In Fontana, it is highly recommended that you meet with a licensed bankruptcy attorney to consult and discuss options and eligibility before the decision to file for Chapter 7 bankruptcy is made. This may be an option, and the best one at that, if you find yourself in a situation where you’re finding it difficult to make your payments on time, creditors are constantly harassing you, and if most of your money goes to trying to keep your head above water with these debts. You are still able to gain a sense of financial freedom from this point, all while keeping the disadvantages of bankruptcy to a minimum.

Contact the Law Office of W. Derek May today to get started on the path to getting your life back. You owe it to yourself to do everything you can, and Derek May can help. 


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